The 16% Solution, Revised Edition, is a comprehensive guide to personal finance and investment. In this edition, Joel Moskowitz explains how to achieve the maximum financial yield in a time of low interest rates and a weak stock market, discussing such options as tax lien certificates and their benefits. The 16% Solution explains what tax lien certificates are, why they are safe, and how they fit into an overall financial plan. This new edition also includes updates to the laws and procedures of states and counties that offer tax lien certificates.