Indihood
Indihood is a technology company that aims to build a hyperlocal, crowdsourced platform that empowers communities to leverage technology meaningfully in solving socio-economic challenges at population scale. Founded in 2016 and headquartered in Bengaluru, Karnataka, Indihood develops generative, configurable digital infrastructure that enables organizations and communities to work, transact, and build solutions without deep technical expertise. Indihood’s platforms are engineered to gather actionable data, create customized workflows, and support scalable web and mobile applications tailored to local needs. By combining crowdsourcing and advanced cloud technology, the company helps partners deploy citizen-centric solutions quickly and cost-effectively.
ABOUT INDIHOOD
Indihood is a technology-driven company focused on community empowerment and financial inclusion, leveraging digital infrastructure to expand access to credit and essential financial services for underserved populations.
Founded with the vision of transforming lives and livelihoods through technology, Indihood builds scalable digital ecosystems designed to be as accessible and ubiquitous as everyday tools, enabling millions to participate in inclusive digital economies.
The company’s platforms are built on modular, end-to-end financial infrastructure, incorporating AI-driven underwriting, real-time collections intelligence, and highly configurable interfaces that adapt seamlessly across markets, institutions, and borrower segments.
ABOUT INDIBANK
IndiBank is Indihood’s flagship product—a next-generation digital lending platform designed for scalability, flexibility, and rapid deployment.
Built on a secure, cloud-native infrastructure, IndiBank enables financial institutions, fintechs, and development-focused lenders to launch and manage digital credit products with speed and precision.
The platform supports a wide range of use cases, from microfinance and MSME lending to community-based credit models, while maintaining operational transparency and risk control.
INDIBANK FEATURES
End-to-End Digital Lending Stack – A fully integrated solution covering borrower onboarding, loan origination, underwriting, collections, and real-time operational visibility.
Instant Loan Product Maker – Configurable tools that allow institutions to design and launch customized loan products aligned with borrower cash flows and local market dynamics.
Paperless Digital Origination – Seamless, eKYC-enabled onboarding with automated identity verification, risk checks, and compliance workflows.
Configurable Underwriting Engine – Real-time credit policy creation and automated decisioning powered by data-driven risk models.
Co-Lending Pipeline – Automated workflows that connect lenders and funding partners, expanding credit availability while enabling efficient risk-sharing.
AI-Driven Collections – Machine-learning-powered collections tools that adapt to borrower behavior, improving recovery outcomes and operational efficiency.
Digital Repayments & Loan Management – Multi-modal payment integrations, real-time reconciliation, and flexible loan structures designed to support diverse borrower needs.