Nitya Sharma is the Chief Executive Officer of Simpl, a short-ticket mobile-first lending platform. He established the company in 2015 with the aspiration to make payments invisible and money intelligent. Sharma envisions a universal digital payments experience for India that confers and promotes trust between merchants and their customers. His Wall Street career sparked his passion for complex products and the ability to rework them into a simpler system—one that has immediate and instant utility.