Founded in 1988, The Institute of Business and Finance (IBF) is a financial training institute providing online financial and educational materials, certification programs and support to the financial community and general public. IBF grants several designations including the Certified Fund Specialist (CFS), Certified Annuity Specialist (CAS), Certified Income Specialist (CIS), Certified Tax Specialist (CTS), Board Certified in Estate Planning (CES), and a Masters of Science in Financial Services (MSFS).