The Small Business Administration is an autonomous U.S. government agency established to strengthen and promote the economy in general by providing assistance to small businesses. It has worked to ignite change and spark action so small businesses can confidently start, grow, expand, or recover. One of its largest functions is the provision of counseling to aid individuals in trying to start and grow businesses. SBA also offers financial assistance to qualified small businesses that cannot obtain financing on reasonable terms through normal lending channels. This assistance takes the form of guarantees on loans made by private lenders.