Michael Clark
Michael Clark is a maverick in the space of data, future value, and digital innovation. He is the Vice President Global Head of Digital Transformation at Mastercard Data & Services, the professional services arm of Mastercard focused on driving value beyond the transaction. In his role, he drives disruptive innovation, agile principles, and execution of Mastercard's digital vision, in addition to leading digital technology setting and proving future signals in the areas of data, payments, and future commerce for Mastercard and its clients. Clark is a digital innovator and one of the world's foremost data futurists with over two decades of experience in cutting-edge technology solutions. He has worked at industry-leading companies like Royal Mail and Lloyds Banking Group. Most notably, he has been the Founder, Business Designer, and Digital Technologist at Cohesion 360 Limited for nearly 10 years. Clark has revolutionized leading global companies by consistently tackling the world’s most complex data challenges.
Michael Clark Professional Experience / Academic History
Professional Experience
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Vice President Global Head of Digital Transformation
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Vice President, Head of European Innovation and Transformation Business
Academic History
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MIT Sloan Blockchain Technologies: Business Innovation and Application
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Data Strategy: Leveraging Data as a Competitive Advantage
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MIT Sloan Data Monetizatio Strategy: Creating Value Through Data
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Data: Law, Policy and Regulation
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MIT Sloan Organizational Design for Digital Transformation
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CSAIL Artificial Intelligence, Implications of Business Strategy, Artificial Intelligence
At Mastercard, Clark is setting technology direction and building digital transformation products.
He cultivates fintech ecosystems to create cutting edge products and works with collaborative innovation teams to shape new propositions for clients.
He is focused on open banking and open data propositions, as well as partnering with startups to shape the Mastercard ecosystem.
He is also focused on harnessing next-gen payments and convergent technologies to create new experiences for clients.
TECHNOLOGY EXPERTISE
Clark is a digital innovator, intrapreneur, and one of the world's leading data futurists.
He has been operating at the intersection of technology, business and customer throughout his career.
He is a trusted advisor to FTSE 100 companies and central banks worldwide, guiding them in leveraging data's power.
He is redefining value and preparing institutions and governments for a future they haven't even envisioned.
His expertise has become highly sought-after by some of the biggest companies in the world to ensure they stay one step ahead of the data curve.
He helps businesses understand, strategize, design, and deliver the next-gen of commerce and engagement across both digital and physical worlds.
He has extensive experience in the areas of Web3, the metaverse, open banking, bank as a services, AI, VR, and emerging technologies.
EARLY CAREER
Clark began his career as a CRM Consultant at FD Systems where he worked for six years.
He then held a pivotal role as a Business Systems Analyst for Bridgend Council, where he addressed the needs of 51 departments.
His career trajectory includes influential positions such as Vice President Global Open Banking Product Manager for Vocalink and Head of Digital Business Design for Lloyds Banking Group, underscoring his profound impact on the financial sector.
Other notable roles Michael has held include the Vice President Head of European Innovation and Transformation Business for JPMorgan Chase, and the Enterprise Digital Strategy & Innovation Consultant for the Royal Mail.