Ramit Sethi

Ramit Sethi

Formal First Name
1982 - present

Ramit Sethi is a personal finance guru, entrepreneur, and bestselling author of I Will Teach You to be Rich, the modern money classic that has taught a generation how to earn more, save more, and live a rich life. Ramit is the Founder of a blog of the same name, I Will Teach You to be Rich, a personal finance and entrepreneurship blog which hosts over 1 million readers per month on business, careers, negotiation, psychology, and money. Throughout his career, Ramit has built an empire on personal finance, business strategy and self-improvement knowledge. Fortune dubbed him as "the new finance guru," and he has been named one of the most influential people in personal finance by Business Insider. Ramit is the CEO of, where entrepreneurs go to launch and grow their online business. He co-founded PBwiki, now PBworks, a venture-backed Silicon Valley startup. Earlier in his career, he was a management consultant and investment banker.

Academic History


  • Buy all the lattes you want.

  • Your Rich Life is yours.

  • There's a limit to how much you can cut, but no limit to how much you can earn.

  • Spend extravagantly on the things you love, as long as you cut costs mercilessly on the things you don't.

  • The 85% Solution: Getting started is more important than becoming an expert.

  • Investing should be very boring—and very profitable—over the long term.

  • You're in control. This isn't a Disney movie and nobody's coming to rescue you.

  • Money is political.

  • I consider it a tragedy to live a smaller life than you have to.

  • A Rich Life is lived outside the spreadsheet.


  • Ramit combines social influence and persuasion with personal finance to focus on tactical and psychological aspects of behavioral change.

  • He has extensive expertise in psychology, online education, marketing, pricing, and premium content.

  • Ramit has been featured in Fortune, the New York Times, the Tim Ferris podcast, and the Wall Street Journal.