Pay for College Without Sacrificing Your Retirement
Pay for College Without Sacrificing Your Retirement is the only book of its kind that weighs the cost of college within the framework of an overall family financial plan. With a range of practical strategies for families at all income and savings levels, this book features common scenarios showing how to maximize your resources, evaluate colleges and financial aid opportunities, avoid crushing student debt, make the tax system work for you, and save for retirement.
"an invaluable resource for families faced with the daunting prospect of handling the college expenses of their children. Tim Higgins brings his financial planning expertise to the discussion of whether or not students are likely to qualify for federal or private assistance and offers families excellent suggestions for creating a financial plan that will best serve their needs, including making sure they are left with enough in retirement. This is a great book--a must-read for families with college-bound children."
— Sally Donahue, Director of Financial Aid and Senior Admissions Officer, Harvard College
"This timely and topical book is filled with legitimate money-saving strategies and sound recommendations."
— Eric Goodhart, Director, SmartCollegePlanning.org
"Tim Higgins gives excellent advice for how to most efficiently pay for college."
— Timothy B. Lee, Ed.M., Certified Educational Planner, AHP Educational Consulting, and President of the Independent Educational Consultants Association
"Tim Higgins is unique in his field of college financial planning in that he truly understands the concerns families have about this huge investment, and he views the process holistically."
— Charlotte Klaar, Director, College Consulting Services
"Tim Higgins' savings and cost-cutting options coupled with his ability to understand the total financial picture is extremely valuable."
— Gregg Cohen, President, CampusBound.com
“Tim Higgins gets to first base with admission advice, second with how the aid system works, third with general financial advice, and finally to home plate with the most important message in the book—don't commit yourself to paying a college bill without considering its effect on your income during retirement.”
— Don Betterton, retired Director of Financial Aid at Princeton University