Jesse Mecham
Jesse Mecham is a personal finance expert and the Founder and CEO of YouNeedABudget.com., a software product that helps you with your personal budgeting. He founded YNAB in 2004 and has successfully grown it into a multi-million dollar business with tens of thousands of users from all over the world. Under his leadership, YNAB has grown into a leading software and proven method that helps its users get out of debt and have more control over their money. He hosts the You Need A Budget Podcast, the Beginning Balance Podcast and is the Wall Street Journal best-selling author of the book of the same name, You Need A Budget. Jesse also established the Four-Rule Method, a unique system that is proven to completely transform how people view and manage their money. When people follow the YNAB Method, they break the paycheck to paycheck cycle, get out of debt, and save more money.
Jesse Mecham Professional Experience / Academic History
Professional Experience
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CEO
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Staff Auditor
Academic History
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Master of Accountancy, Accounting and Business/Management
FOUR-RULE METHOD
Give Every Dollar a Job: What do you want your money to do before you get paid again? Give each dollar a job to see your plan clearly.
Embrace Your True Expenses: Non-monthly expenses like car repairs and holiday shopping are a fact of life. Break these budget busters down into smaller monthly chunks.
Roll With the Punches: Budgets that don’t bend will break. Be flexible. When life changes, change your budget with it! No guilt necessary—it’s your money.
Age Your Money: Wouldn’t it be great if you could use last month’s pay for this month’s bills? You’d always be ahead.
HOW YNAB WORKS