One Year to an Organized Financial Life

Full Name
One Year to an Organized Financial Life: From Your Bills to Your Bank Account, Your Home to Your Retirement, the Week-by-Week Guide to Achieving Financial Peace of Mind

One Year to an Organized Financial Life is a unique week-by-week plan to make saving money simple, automatic, and stress-free. It shows readers the steps to improving finances within a manageable timeframe. From sticking to a budget to getting out of debt, curbing spending to maximizing retirement savings, One Year to an Organized Financial Life makes it possible for anyone to live more richly on less. In this book, Leeds shares personal stories of her own money battles and gives the reader insight into how her clients have dealt with their own financial chaos.

“This is an excellent start to creating a solid financial foundation and future.”

Publishers Weekly

“From sticking to a budget to getting out of debt, One Year to an Organized Financial Life is essential and accessible.”

Tucson Citizen

One Year to an Organized Financial Life is the portal to a lifelong practice of money clarity and order.”

— Atlantic City Weekly

“A nuts-and-bolts guide to organizing your files, paying your bills, and cutting costs and clutter…[Leeds’] advice is simple, practical, and essential…Calm and empowering, this handy guide is so well thought-out that just leafing through the pages might make you feel more in control.”

Boston Globe



January: Take Control

  • Uncover the Origins of Your Relationship with Money

  • Clean Out What You Carry

  • Streamline Your Home Office Space

  • Set Up a Financial File System

February: Assess Your Finances

  • Pay Your Bills on Time

  • Determine Your Income and Fixed Expenses

  • Determine Your Variable Expenses

  • Take a Fresh Look at Your Expenses

March: Get Ready for Taxes

  • Decide Which Documents to Save

  • Stop the Paper Stack

  • Prepare Your Tax Returns

  • Signed, Sealed, Delivered

April: Spend Less, Save More

  • Reduce Your Expenses

  • Harness Your Marketability

  • Working with Your Budget

  • Banking Made Brighter

May: Borrow Smart

  • Lower Your Cost of Credit

  • Curb Credit Card Spending

  • Reduce and Rejoice

  • Protect Your Identity

June: Build a Nest Egg

  • Establish a Retirement Plan

  • Calculate How Much You Need to Save

  • Assess How Much Risk You Can Afford

  • Max Out Where It Pays

July: Make Long-Range Financial Plans

August: Refinance and Downsize Options

  • Look for Downsizing Opportunities

  • Clear the Clutter, Room by Room

  • Hold a Yard Sale

  • Determine If You Should Refinance

September: Children and Money

  • Frugality for Parents

  • Educate Your Children about Money

  • Save for College

  • How Your Child Can Contribute

October: Protect Your Assets

  • Medical Insurance

  • Homeowner's and Renter's Policies

  • Disability and Long-Term Care Coverage

  • Planes, Trains, and Automobiles

November: The Season for Sane Spending

  • Holiday Budget

  • Gift-Giving

  • Family Gatherings

  • Holiday Travel

December: Year-End Money Moves

  • Tasks for Every December

  • Tax-Loss Harvesting

  • Charitable Giving

  • Move Smoothly into the Future