The Latte Factor

Full Name
The Latte Factor: Why You Don't Have to Be Rich to Live Rich

The Latte Factor introduces the three secrets to financial freedom in an engaging story that will show you that you are richer than you think. It tells the story of Zoey, a twenty-something woman working crazy hours at her dream job but still not earning enough to provide a comfortable financial cushion. She learns about the “Three Secrets to financial freedom” whose true power she ultimately comes to appreciate. This book demystifies the secrets to achieving financial freedom, inspiring you to realize that it is never too late to reach for your dreams.

Praise for The Latte Factor

“David Bach is the one financial expert to listen to when you’re intimidated by your finances. His powerful and easy-to-use program will show you how to spend, save and invest your money to afford your dreams.”

Tony Robbins, #1 New York Times bestselling author of MONEY: Master the Game

“When I first started my career, I was deep in debt and full of shame, fear, and embarrassment about money. David Bach’s books helped me turn that around and create real financial freedom. On MarieTV we featured David and his Latte Factor challenge—and the results for our community were immediate. The Latte Factor works!”

Marie Forleo, author of Everything Is Figureoutable

“Sometimes a story is worth a thousand pieces of unheeded advice. Let this lovely tale, laced with practical wisdom, inspire you to make a few elegantly simple changes—without budgeting—to build the wealth you need for a life you love.”

Vicki Robin, author of Your Money or Your Life

“The Latte Factor is a masterpiece. David Bach’s strategies helped me become a millionaire at 30. Read this book, put it into practice, and then share it with everyone you know. It will change your life.”

Grant Sabatier, author of Financial Freedom

“The Latte Factor is a soulful journey that will inspire you to live your dreams now. Bach and Mann’s storytelling genius make this a life-changing book of our time.”

Farnoosh Torabi, author of When She Makes More

“David Bach moves audiences worldwide with his message of hope and inspiration. The Latte Factor will stir your heart and uplift your soul. It is so very worth your attention, contemplation, and implementation.”

Robin Sharma, bestselling author of The Monk Who Sold His Ferrari and The 5 AM Club

“An instant classic, The Latte Factor is the perfect gift for people of any age who don’t like to think about finances—and are poorer and unhappier because of it. Invest one hour to read this book and reap positive returns for a lifetime!”

Ken Blanchard, coauthor of The New One Minute Manager and The Secret

“Bach and Mann’s The Latte Factor will help you learn how to best identify what you value most, so you can spend, save, and invest to live a life aligned with your goals.”

Erin Lowry, author of Broke Millennial Takes on Investing